Home Two Wheeler Loan

Two Wheeler Loan

  • Get upto 95% of vehicle's value as loan
  • Flexible tenures of upto 5 years
  • Purchase your two wheeler from dealership across 45 cities in India
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Own your dream bike

Having your own vehicle is a matter of pride and convenience. Now you can own your very own bike or scooter without any hassle as Capital First offers Two-Wheeler Loans. Speedy processing and affordable EMIs ensure that you are riding your two-wheeler in no time!

We have simple online application

  • Get online approval

    It takes a few minutes to fill our online application form. You can get to your eligibility instantly

  • Walk into your nearest dealership

    Capital First works with most top dealers in your city.

  • Submit your documents

    Our representative at the dealership will collect your documents.

  • Walk out with the product

    You can leave the store with your favourite product right after.

To get approval, you will need
  • Name & Date of Birth
  • Identity Proof
  • Residence Address
  • Office Address
  • Bank Account

Know your eligibility


Who is Eligible?

  • Salaried professionals over the age of 18 years and self-employed individuals over the age of 21 years
  • Minimum of 6 months of total work experience for salaried professionals and a minimum of 1 year of total business experience for self-employed

You are in good company

Our customers just love us..

My new Honda Activa with amazing ease due to Capital First. Thank you very much

Sneha Patil

Recommended by a friend to take loan from Capital First for my bike. Very happy with the experience

Rajat Agarwal

Wow, the loan approval happened in seconds and I got my scooter within 2 days!

Shanu Raj

Questions? We are happy to help you

No. You can visit a two-wheeler Dealer directly where you can ask for a Capital First representative who will assist you with your loan requirement. Moreover, you can also visit our website/mobile app and get your loan approved by providing us a few details. Apart from this, if you want to know something about our loan offering, you can post your query on our website/app . We will be more than happy to get in touch with you in no time.
You just need to submit your KYC documents and bank details to get your loan approved. The vehicle will be hypothecated in the name of Capital First until the loan is repaid.
Once we receive the required details from you, we take only 5 minutes to process your loan application for approval.
You will be charged a fixed rate of interest ensuring a well-planned loan repayment program for you
You can borrow up to 95% of On-Road Price of the vehicle (subject to conditions). Exact percentage will be shared with you depending upon credit parameters at the dealership.
We offer multiple options in tenure ranging from 12 months to 48 months (subject to conditions)
Yes. You can very easily pre-pay your loan on our website/app or by visiting our branch, anytime you wish.
You can download it from our website/app or you can visit our branch to receive it. Moreover, you can also receive it on your registered e-mail address by calling our customer care on 1800-103-2791 or writing to us at customer.care@capitalfirst.com
Down payment is a small initial amount that you will need to pay at vehicle dealership. It's the difference between On-Road Price and loan amount sanctioned to you.
You can very easily pay your overdue EMI on our website/app or by visiting our branch, anytime you wish. Moreover, you can also contact our customer care if you want our representative to visit you and collect the amount.
To ensure giving you a smooth experience, we charge only processing fees , document charges and the applicable stamp duty. You can get all the information in detail from our representative present at the vehicle Dealership even before applying for a loan.
Yes , you can buy both kinds of insurance policies while availing a loan with Capital First. We will actually be happy to make best policies available for you to buy and fund your premium amount along with your loan amount so that you can repay the same gradually via your loan EMI's.
Post completion of your loan repayment, we will close your loan and send a physical copy of NOC to your registered address. Moreover, you can also call our customer care on 1800-103-2791 or write to us at customer.care@capitalfirst.com or visit our branch asking for the same.
You can submit the NOC issued by us to your local RTO and get the hypothecation released from your vehicle.
You can get a NOC once you pay the complete loan amount along with any dues and charges as applicable.