Home Repayment Options

Repayment Options

Making repayments is now easier using various payment channels mentioned below. You can select the suitable channel to make your overdue payment.

Process for repayment using online payment channel (Net Banking or Debit Card or Paytm Wallet or Mpesa Wallet)
  • Step 1: Click on Quick Pay EMI
  • Step 2: Enter your Loan Account Number and your contact details (email id and mobile number).
  • Step 3: Choose the payment option (Billdesk/Paytm/Mpesa) and enter the CAPTCHA code and click on Proceed Next
  • Step 4: You will get your Loan Account Details on the screen, update the amount then click on proceed
  • Step 5: You will be directed to bank site, enter your correct option required (Net Banking / Debit Card) and then update the account / card details and complete the payment.
Process for repayment at Capital First Branch:
  • Step 1: Visit your nearest Capital First Branch.
  • Step 2: Carry your LAN for payment (LAN is communicated to you in all SMS communication sent by Capital First Limited).
  • Step 3: Connect with Service desk at the Capital First Branch and provide following details.
    • Loan Account Number
    • Customer Name
    • Date of Birth
    • Registered Mobile Number
  • Step 4: You can make payment through cash/cheque/DD/debit-card mode and get the e-receipt for the payment made through email /SMS.
Process for repayment at Axis Bank Branch:

You can walk in to your closest Axis Bank branch and pay your overdue charges.

Follow the below mentioned steps to process your repayment:

  • Step 1: Visit your nearest Axis Bank Branch during working hours. To find the nearest Axis Bank Branch, Click Here.
  • Step 2: Fill up the following details in the regular Axis Bank pay-in-slips:
    • 1. At the top of the slip mention "Under Easypay "- Capital First Ltd."
    • 2. Write your Customer LAN No at the A/c No. box.
    • 3. Mention the Customer Name
    • 4. Write the deposit amount in figures and words
    • 5. Mention your mobile number for reference
    • 6. Mention the date of birth on the slip at the PAN NO box
    • 7.Mention EMI Amount in "Detail of Cheque"
  • Step 3: Make payment with deposition slip to bank's cash counter.
  • Step 4: You can make payment only through cash, so handover the cash to the cashier and get the receipt. Refer to the 'Transaction Number' for all future correspondence. Retain the acknowledgement receipt given by bank for your records. Payment will reflect in your Loan Account Statement after 48hrs.
Process for repayment on payment partner website and App:

PayTM:

Follow the below mentioned steps to process your repayment:

  • Step 1: Click on https://paytm.com/financial-services for using the PayTm website or select "Loan" on the App home screen
  • Step 2: Select Lender name "Capital First Limited" and enter your Loan Account Number, Click on "Get Loan Amount"
  • Step 3: Check the Name and loan details displayed on the screen to be sure that the payment is being made in the correct loan account
  • Step 4: In "Amount" , enter the amount that you wish to pay and click on "Proceed to Pay"
  • Step 5: Receipt will be sent to the PayTM registered user through which the payment is made
  • Step 6: Successful payment will reflect in the customer loan account within 24 hours

Follow the below mentioned steps to process your repayment:

Process for repayment through Vodafone Mpesa:

Follow the below mentioned steps to process your repayment:

  • Step 1: Goto www.mpesa.in and Signin with you mobile number
  • Step 2: Select "Services"   "Bill Payment"   "Tatkal Bill Payment"   Select Region   "Collection and Tax"   "Capital First Limited"
  • Step 3: Enter Biller Nick Name of your choice and enter loan account number
  • Step 4: Check the Name and loan details displayed on the screen to be sure that the payment is being made in the correct loan account
  • Step 5: In "Amount" , enter the amount that you wish to pay and click on "Proceed to Pay"
  • Step 6: Receipt will be sent to the Mpesa registered user through which the payment is made
  • Step 7: Successful payment will reflect in the customer loan account within 24 hours

You can also visit any Vodafone Store, Vodafone Mini Store and Mpesa Agent Outlet across India and make payment towards your Capital First Limited. To make payment at the store or outlet mentioned above you need not be a registered user with Vodafone Mpesa. To find the nearest Vodafone Mpesa retailer, Click Here

Please use this service in case you have missed an EMI payment or have an overdue outstanding on towards your loan account.

We would like to take this opportunity to inform you that timely payment of EMI will ensure good credit history and improved credit bureau score. It will also ensure no bounce charges or penalty are levied. You are requested to keep your account sufficiently funded before the due date to avoid any bounce charges being levied on your account. You are expected to submit PDC or bank debit mandate to ensure that EMI is paid by Due date every month.

At any point, if you have any queries or need help on this, please feel free to contact us at 18605009900.