IDFC FIRST Bank’s Personal Loan can help you realise your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features.
Our quick Personal Loan is available for salaried individuals and self-employed professionals. You can borrow from Rs 1 Lakh to Rs 25 Lakhs basis your eligibility.
You can repay your Personal Loan in tenures ranging between 1 and 5 years.*
You can borrow more money by using the top up facility available for existing users.
*Subject to conditions
A Personal Loan can finance your needs without having to wait for capital to accumulate. We establish eligibility criteria for a Personal Loan based on few simple parameters. Your credit score and existing borrowings are also assessed to determine your repayment capacity.
For Self Employed Individuals:
For Salaried Individuals:
You can apply for a personal loan online by filling a form on our website. If you apply for a personal loan online, we will tell you about your eligibility instantly.
Our relationship manager will fix up an appointment to come to your premises and collect the requisite documents for quick personal loans.
After your documents have been collected, we will verify your personal loan application; this may involve a personal discussion with you.
Approval & Disbursal
If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.
Our customers just love us..
Excellent service from IDFC FIRST Bank in catering to my financial needs.
Thanks to IDFC FIRST Bank, my loan process was very good.
Ashish Ramesh Shah
IDFC FIRST Bank has stood by me in times of my need.