A loan against property or a mortgage loan from Capital First is a convenient way to fund your business or meet your personal needs. You can be self-employed or a salaried person to secure a mortgage loan. Capital First can help unlock the hidden value in your property to offer you a loan against property. Here are some features.
With the Capital First mortgage loan, you can borrow as little as Rs. 5 lakhs to as high as Rs. 10 crores. You may seek the loan either to capitalise and boost your business or for your personal purposes.
Our mortgage loans are designed to unlock the maximum value of your property. You can borrow up to 90% of your property’s market value.
Capital First enables you to repay your mortgage loan according to your cash flow and budget so that you are never under pressure of monthly instalments. You can borrow for tenures of as long as 20 years and modify your loan tenure to suit your financial situation. We also offer you flexible part prepayment facility to assist you in paying off your loan early.
We provide a wide array of loan options for property to our borrowers
We provide products which are tailored to meet your requirements; in addition, insurance options for property are available at competitive and attractive premiums from Capital First.
Capital First offers loan against property to individuals and businesses. In order to establish if you meet our loan against property eligibility, we have stipulated simple parameters. You can get a loan against property for business in order to expand capacity or for meeting capital needs of your enterprise. Here are some basic eligibility criteria
Just input the loan amount, the interest rate and tenure, and you can find out the instalment amount instantly. Capital First loan against property calculator is the simplest way there is to know your EMI amount on your LAP.
Loan Against
Property Online:
You can apply for Capital First’s loan against property online. Just fill up the simple application form on our website to get started.
Interaction with
Relationship Manager
Once you apply for a mortgage loan through our website, we will verify the same and schedule a personal discussion to know your requirement in detail.
Verification
Post receiving your application for loan against property and having a personal discussion, we will inspect the property.
Unlock the capital
in your property
On processing your loan application, we will disburse your loan amount through a direct credit into your bank account.
The documents required to apply for Capital First’s loan against property are easy to obtain. It’s best to gather all loan against property documents before you submit your loan request. Indicated below is the list of documents required to avail a loan against property.
*Requirement of loan against land documents might vary according to the scheme chosen. Capital First may require additional loan against property documents which will be intimated to you while processing your application.
Our customers just love us..
I took a loan against my property from Capital First and I needed more money for my business' expansion. On the same property, I got a top-up loan just basis my good credit history with Capital First. They never asked me for more collaterals for the extra amount. It was all about trust. Thank you Capital First for trusting on me and my business motives.
Mohd. Qadar
Chennai
For expanding my business, I wished to take a mortgage loan but with the property I had, I wasn't getting a good rate and amount from any bank. It was when I met a Capital First representative that my problem got resolved and I was provided a good amount of loan against my property.
Ranveer Kumar
Jaipur
There are certain areas in the city where banks never lend money against properties. Mine was situated at such a place and I was in an urgent need of cash for medical emergencies. I heard about Capital first from my relative and approached them for a mortgage loan. It took only a week's time, and I got the money in my bank account. Thanks Capital First.
Jigar Shah
Ahmedabad
No, there is no need to visit a branch to apply for a loan against property. We have made the process simple; you can apply for a loan against property through our website.
Alternatively, you can also apply for a loan against property using our mobile application available for download from the Google Play and Apple App Store. You can submit your details online and we will call you back and let you know about eligibility and application status. Capital First will have the necessary documents picked up from your residence or office.
If you have any questions regarding the loan against property application process, please feel free to contact our customer care at 1860-500-9900 or write to us at customer.care@capitalfirst.com.
*Terms and Conditions Apply